Personal Injury Protection (PIP)
PIP insurance pays for collision related medical expenses up to a set limit, regardless of fault. Under this coverage, there are no copays or deductibles and medical bills are paid at 100%.
The minimum PIP limit is $10,000, which means the PIP insurer will pay up to $10,000 in "reasonable and necessary" medical expenses related to the collision for up to three years.
Not sure if you have PIP? Contact your insurance provider to see if you have PIP coverage.